Sale + Purchase Cash Gap Model

Inputs

New house price
What you offer/pay for the new house.
Assumption
Assumption: 80% of appraisal at $465k → $372,000.
Bank Loan Amount
$372,000
Closing costs (as buyer)
Lender fees, title insurance, escrow, etc.
Earnest money
Already cashed with offer—reduces cash needed at closing.
Earnest Money Deposited
$1,500

Sale price (your current house)
Market assumption: ~$240k–$255k.
Seller concessions
Seller contribution back at closing toward buyer's costs.
Commission rate (%)
Total commission as a percent of sale price.
Closing costs (as seller)
Title + settlement + misc.
Mortgage payoff
Mortgage Payoff
$151,000

Result

Additional cash needed at closing
$0
If negative, you have surplus cash.
Details
Cash required for purchase
$0
Net proceeds from sale
$0
Commission dollars
$0
Sale after payoff & costs
$0